What is Subsidized Housing?

It is a program that provides housing to qualified low-income individuals and families. It allows the tenant to pay rent that is less than market rent. Rent is calculated based on a percentage of the tenant’s adjusted gross income, usually around 30%. The subsidy is usually paid by the government, run by a local housing authority (i.e., HUD).

What does Subsidized Housing mean for you?

Rent based on 30% gross income

This type of housing allows the tenants to pay rent that is less than market rent, based on a percentage of the tenant's income.

HUD Subsidized Rent: The rent is based on income, and the local housing authority or HUD pays the remaining portion. A resident pays 30 percent of their monthly income on rent.

Notes:

• ‍‍Rent would be approximately 30% of your household's adjusted

What is Shelter Resources?

List of shelter options for singles and families. Resources listed in these categories are NOT permanent housing. By accessing shelter or connecting with an Outreach worker, you will be added to the local Coordinated Entry list for housing programs that work with those experiencing homelessness.

What does Shelter Resources mean for you?

These programs offer temporary housing combined with case management and supportive services to help stabilize housing.

Notes:

• You may need a referral from a service provider or entry through Coordinated Entry
• Eligibility may be based on chronic homelessness, income, or vulnerability assessments.

What is Senior Living Housing?

Offers a range of housing designed for older adults who are looking to maintain their independence. Depending on the community, these types of apartments can range from independent living with minimal support to assisted living and memory care facilities with more hands-on care.

What does Senior Living mean for you?

Age restrictions apply, and these homes may offer social programs, health-related services, or accessibility accommodations. Some senior housing is income-restricted or subsidized.

Notes:

• Availability varies between independent living, assisted living, and skilled nursing.
• Ask whether the property accepts Section 8 vouchers or offers rent based on income.

What is Section 42?

Section 42 is also known as LIHTC (Low-Income Housing Tax Credit). This program is used to develop affordable housing, which offers set rents to qualifying households. To qualify for affordable rent, each household must fall below a certain Area Median Income (AMI) based on the household size. This is NOT subsidized housing! It is an income restriction, and rent is NOT calculated based on your income. Each household must be income-eligible for an affordable set rent. Many LIHTC properties have both affordable set-aside units and market-rate apartments. Many Section 42 properties participate and work with Section 8 vouchers.

Maximum Annual Income based on the Number of individuals in the Family

Notes:

• ‍‍The properties listed have both market-rate apartments, and some apartments are set aside with monthly rents that are less than the market rate or the going rate.
• This is NOT subsidized housing.
• These properties have household income restrictions and rental cost limits.
• This list does NOT guarantee vacancies.
• There may be a waiting list or waiting time for a vacancy for these properties.
• When contacting these properties, you must ask for information on Section 42 or tax credit units.

What is Market Rate Housing?

This refers to apartments that are considered market rate, meaning the property is not considered an affordable housing complex or subsidized apartment community. Rents at these properties are usually set at market prices and may be comparable to other rents in the area.

What does Market Rate Housing mean for you?

You are responsible for paying the full rent amount set by the property owner or management. These rents may reflect average prices in the area and can vary depending on location, amenities, and demand.

Notes:

• Market-rate units do not offer rental assistance. You must meet the income requirements set by the landlord.
• Rent may increase annually and is not capped by public housing guidelines.
• Approval is typically based on credit, rental history, and income (often 2.5-3x the monthly rent).

What is Housing for People with Disabilities?

Options for accessible housing modifications to enable individuals to live independently in the community. These affordable low-income apartments are specifically for those with documented disabilities, which can be a physical or mental health diagnosis. Some units available may be scattered in other types of living options, such as Subsidized, Section 42, or Housing for the Homeless.  

What does Disability Housing mean for you?

These units often feature accessible layouts and may include support services. They may be subsidized, income-restricted, or funded through specific disability assistance programs.

Notes:

• Priority may be given to individuals with documented disabilities.
• Some properties may coordinate with supportive service providers.
• Ask about eligibility criteria and available accommodations.

What is Co-operative Housing?

A form of housing where residents jointly own and manage their living space, typically through a cooperative where residents have a say in how the building is run and share in the responsibilities and benefits. Co-ops are often provided an opportunity for very low- to moderate-income people to join together and often foster a strong sense of community with equally shared resources and responsibility.

What does Co-op Housing mean for you?

You are not a renter but a member who helps govern the community. Co-ops often offer below-market rent and a focus on shared responsibilities and decision-making.

Notes:

• You may need to contribute to the maintenance or participate in meetings/committees.
• Some co-ops have income requirements; others are open to all.
• Application processes can be more intensive and community-oriented.